Protect Your Business from Data Breaches & Cyber Attacks

How Cyber Liability Insurance Protects Your Business

Cyber liability insurance helps protect your business from the financial impact of data breaches, cyberattacks, and system failures. From ransomware and phishing scams to stolen customer data, cyber risks can disrupt operations and lead to costly legal and recovery expenses. Gateway helps businesses secure coverage that responds quickly—so you can recover, notify affected parties, and keep operations moving.

Coverage for Today’s Most Common Cyber Threats

Data Breach Response

Covers costs to notify affected customers, provide credit monitoring, and manage public relations.

Ransomware & Cyber Extortion

Helps cover ransom payments and the cost of responding to cyber threats and attacks.

Business Interruption

Replaces lost income if your systems are down due to a covered cyber event.

Network Security Liability

Protects against claims if a breach or attack impacts customers, vendors, or other third parties.

Cyber Crime & Fraud

Covers financial losses from phishing, wire fraud, and social engineering scams.

Checklist for Your Cyber Insurance Application

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Type of business and operations

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Number of employees and devices

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Data stored (customer, payment, health info, etc.)

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Current cybersecurity measures (firewalls, MFA, backups)

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Claims or past cyber incidents

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Any required compliance standards (PCI, HIPAA, etc.)

Gateway reviews your risk profile and helps match you with the right carriers and coverage options.

Factors That Impact Coverage & Cost

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Type and volume of sensitive data handled

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Strength of your cybersecurity practices

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Industry risk level

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Annual revenue and business size

Gateway helps you understand what insurers look for—and how to strengthen your risk profile.

Cyber Protection for Businesses in a Digital World

Businesses in Bismarck and surrounding areas rely on technology every day—making cyber protection essential. Whether you store customer data, process payments, or simply use email, Gateway helps you secure coverage that keeps your business protected and operational.

Cyber Liability Insurance—Questions Answered

  • What does cyber liability insurance cover?

    It covers costs related to data breaches, cyberattacks, legal claims, and business interruption caused by cyber incidents.

  • Do small businesses really need cyber insurance?

    Yes. Small businesses are frequent targets for cyberattacks because they often have fewer security measures. Even a single incident can lead to significant financial loss.

  • What types of cyber threats are covered?

    Coverage can include data breaches, ransomware, phishing scams, social engineering, and network security failures that impact your business or customers.

  • How can we reduce cyber risk and insurance costs?

    Implementing strong cybersecurity practices—like multi-factor authentication, employee training, secure backups, and updated systems—can lower both risk and premiums.

Protect Your Business from Cyber Threats

Gateway Insurance helps you assess your cyber risk, compare coverage options, and secure protection tailored to your business.