Multi-Peril Crop Insurance
Yield & Revenue Protection (MPCI)
Risk Protection for Weather, Yield, and Market Swings
MPCI has many different levels of coverage, it takes a great deal more effort these days than in the past to try to analyze each year which coverage is best for each farmer.
Producers face everything from the unexpected-hail, drought, excess moisture, disease, and market volatility. Every producer has a different set of circumstances regarding the best policy coverage for him/her that particular year.
With the gambles farmers face everyday with Mother Nature and the disasters, insects, or whatever it may be, it's a secure feeling to have your crop covered for a claim that might come up. Of course, being paid for a crop loss most likely is not nearly as good as getting the good crop harvested but it does help recoup the large inputs we have into our crops today.
Gateway Insurance offers experienced advice and support, making sure your coverage fits your acres, risk tolerance, and marketing goals.
Coverage Types-Yield & Revenue Options
Yield Protection
Pays if you lose crop yield due to covered perils like drought, hail, or flood.
Revenue Protection
Protects your projected revenue-combines yield loss with market price swings.
Custom Options
Work with our agents to choose coverage levels, units, and endorsements that match your operation.
Both types require accurate reporting, timely elections, and local understanding of crop cycles.
Align Coverage with Your Acres, Input Costs, and Marketing Plan
Rent vs Own
Land arrangements, rotation, and scale all impact coverage decisions.
Input Costs
Higher inputs mean higher risk; MPCI can offset major financial swings.
Marketing Plan
Revenue coverage helps protect pre-sold grain or price commitments.
Volatility Tolerance
Some operations prefer higher coverage to reduce risk, while others balance premium and exposure.
Gateway Insurance can review your operation and together choose coverage levels, units, and endorsements that match your operation.
Coverage for Our Climate and Markets
Weather swings: hailstorms, drought cycles, excess rain-all can wipe out a crop.
Market prices: Revenue protection responds to market drops after planting.
Compliance: Producers face reporting and documentation rules and we can help you through this process.

What to Expect, Step by Step
1. Pre-Season Planning
Meet with our agents to review last year, plan coverage, and discuss changes.
2. Elections & Enrollment
Select coverage type and level by the deadline.
3. Acreage Reporting
Submit accurate planted acre records.
4. In-Season Changes
Report prevented planting, replanting, or other changes as needed.
5. Production Reporting
At season's end, finalize yields and complete required forms.
6. Claims Support
If a loss happens, Gateway supports documentation and claim submission.
Frequently Asked Questions
What does MPCI cover?
Yield losses and, with revenue coverage, price swings-triggered by weather, disease, or market drops.
Is revenue protection worth it?
If you want to protect both yield and price, revenue coverage is the strongest tool. We can walk you through premium vs protection.
How do I get crop insurance?
Contact Gateway Insurance-local experienced agents to review your acres, walk you through options, and handle enrollment and reporting steps.
Get the Right MPCI Coverage
Plan with Confidence
Protect your farm's income and working capital. MPCI can be very complicated and is continuously changing from year to year. There are several different ways and levels of coverage. That is why our agents meet with our customers several times a year to make certain they have the best coverage for their operation.
We are the largest writers of MPCI in our area and take great pride in giving our farmers the best service available on this complicated program. If you are not presently insured with us please don't hesitate to get in touch with one of our offices(Gateway or Bowerman) and see how we can help you get the coverage you so deserve.
