For further information about our commercial insurance policies, call
Gateway Insurance Agency in
Bismarck, North Dakota, at
701-223-5812.
Business Owner's and Commercial Insurance Policies offers protection from major property and liability risks.
Covers your property such as a building and any inside business/commercial property you may have. For example, the computers, office equipment, office furniture, tools, small equipment, etc. If any one item is worth more than $1,500, you may want to schedule this item separately.
This can compensate you for lost income if your company has to move out of your current premises due to covered claim/damage, such as a fire. Interruption Insurance covers the profits you would have earned, based on your financial records had the damage not occurred. This would also cover operating expenses.
Coverage for your business/commercial liability exposures you may have, for example your company's legal responsibility for the harm it may cause others. This would be the result of anything you or your employees did or didn't do that may cause bodily injury or property damage due to defective products, faulty installations, or errors in services.
Coverage is available for the auto you use for business. Whether it be for your business in town or your farm/ranch out in the country. Protect your farm or commercial business with Business/Commercial Auto Insurance because road conditions, weather or other drivers on the road are simply beyond your control. Additional coverage available for pollution, employees, hired and non-owned auto, loan/lease, loss of use or replacement cost, there is also additional endorsements.
If you own an apartment building or a one, two, or four-family duplex, we can find the right coverage for you. We will make sure it covers both property and liability/medical coverage, plus offers you the opportunity to customize the package with options that meet your specific needs. The coverage can include:
Bond Insurance is a type of insurance policy that a bond issuer purchases that guarantees the repayment of the principal and all associated interest payments to the bondholders in the event of default.
A key difference between bonds and insurance is that insurance protects your business in the event that you are accused of a wrong whereas a surety bond protects your client's business if you do something wrong.
General contractor insurance protects against lawsuits and claims related to bodily injury, property damage, and other types of losses that can occur as part of a construction or remodeling project.
Contractor's liability insurance covers claims arising out of damage a contractor causes to a third party. This is one of the most important insurance coverages a contractor should get, since it covers the liability risks associated with ongoing business operations (while at the job site).
Coverage is also available for the business owner for legal liability relating to advice or services offered to clients.
There may also be other types of insurance that are relevant to a contractor, such as insurance against loss of income.
For further information about our business insurance policies, call
701-223-5812.
Phone: 701-223-5812
Toll Free: 866-286-5812
Address:
4501 Coleman Street Suite 108 Bismarck, ND 58503
Bowerman Insurance Agency Inc.
114 Mitchell Ave South Bismarck, ND 58482
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