Business/Commercial Property

Businessowner's Insurance Policy offers protection from all major property and liability risks.

Business Property

Covers your property such as a building and any inside business property you may have. For example the computers, office equipment, office furniture, ect.

Business Interruption

This can compensate you for lost income if your company has to move out of your current premises due to some damage, such as a fire. Interruption Insurance covers the profits you would have earned, based on your financial records had the damage not occurred. This would also cover operating expenses.

Business Liability

Coverage for your business liability exposures you may have, for example your company's legal responsibility for the harm it may cause others. This would be the result of anything you or your employees do or don't do that may cause bodily injury or property damage due to defective products, faulty installations or errors in services.

If you own rental property, whether its an apartment building or a one or two-family rental complex, we can find the right coverage for you. We will make sure it covers both property and liability/medical coverage, plus offers you the opportunity to customize the package with options that meet your specific needs.

• Business Buildings & Other Structures

• Business Personal Property

• Scheduled Business Items

• Liability and Medical Expenses

Business Auto

Coverage available for the auto you use for business. Whether it be for your business in town or your farm/ranch out in the country. You would have the same type of coverages as you would with a personal auto insurance policy.

Apartments/Condo Buildings

If you own an apartment building or a one, two or four family duplex, we have the company that will fit your specific needs. The coverage can include:

• Building & Other Structures

• Business Personal Property

• Liability & Medical Expenses

Optional endorsement are available:

• Replacement Cost Coverage on structures and business personal property

• Business Income - Loss of Income

• Extra Expense Coverage

• Inflation Guard Protection

• Increased Cost of Construction - Law of Ordinance

• Pollutant Clean Up and Removal

*Plus many others